Okay, I think this should be an easy one! I have a program/data partition at 0x20000. I also have internal SRAM from 0-0x1300. Without the 'Use internal SRAM' box checked, I get this config:
XDATA (X:0x20000-X:0x2FFFF) HDATA (X:0x20000-X:0x2FFFF)
XDATA (X:0x0-X:0x13FF) HDATA (X:0x0-X:0x13FF, X:0x20000-X:0x2FFFF)
SEGMENTS (?XD?* (X:0x20000))