With sales of 440.2 million euros in 2002, Oberthur Card Systems is one of the world’s leading providers of card-based solutions, software and applications including SIM and multi-application smart cards and services ranging from consulting to personalization. Innovative products, security expertise and high quality services ensure Oberthur’s strong positioning in its three main target markets. Payment: 54% of 2002 revenues. The company is the world leader and number one supplier for Visa and MasterCard payment cards. Mobile Communications: 29% of 2002 revenues, with open and interoperable solutions.